For homeowners, investigate refinancing your mortgage if you can save a couple of percentage points on your interest rate. The amount of savings gained from using these food and retailer coupons will far exceed the cost of the paper. Don't forget to check old junk drawers and the couch for coins, too.
Every few months you can dump the change in your supermarket's Coinstar machine to use towards groceries.
They will help you save on buying expensive grocery store jars of seasonings, will taste fresher, and can be easily dried and stored.
When you realize a coupon for something you need is the same as someone giving you in cash towards your purchase, you'll start to see the value of coupons and savings in a whole new way.
You don't even need to know how to sew if you follow some easy no-sew drape tutorials.
(See also: Make Your Own Curtains) Take advantage of many retailers' in-house design teams.
Invest in small hand-frothers, syrups, or just use cinnamon or other common flavorings to fancy things up.
(See also: 5 Best Coffeemakers) Supermarkets, pharmacies, and retailers all offer loyalty cards these days. You can save almost 25% or more off purchases just by being part of the program.
It's time to sit down and do a budget to trim the fat, see where your hidden expenses are, and examine where your dollars are going.
See Wise Bread's shopping calendar to find the best times to buy (and stay tuned for our monthly "What to Buy" feature, which runs on or around the first of every month).
Try negotiating a lower rent the next time your lease is up for renewal.
Try meditation, reading, napping, or an affordable hobby instead of old habits that cost more, like shopping online or mixing up expensive cocktails.
Herbs can easily be grown indoors on a small windowsill or outside in pots or gardens.